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	<title>The Bull Stops Here Blog</title>
	<link>http://blog.toroinsurance.com</link>
	<description>Just another WordPress weblog</description>
	<lastBuildDate>Mon, 25 Jan 2010 05:54:31 +0000</lastBuildDate>
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	<item>
		<title>New blog name and address</title>
		<description>I've changed the name and address of my insurance consulting blog.  Form here on in, please go to the following:

Name - Insurance Confidential by Dan Weedin

URL - www.insuranceconfidentialblog.com

All posts and resources will now reside there!

Thanks...

 </description>
		<link>http://blog.toroinsurance.com/?p=228</link>
			</item>
	<item>
		<title>Oops! Personal safety mishaps&#8230;</title>
		<description>Be careful...you could be tomorrow's safety news!

 </description>
		<link>http://blog.toroinsurance.com/?p=227</link>
			</item>
	<item>
		<title>Broker of Record letters</title>
		<description>If you are ever approached by an insurance agent/broker who wants you to sign a broker of record letter, understand one key thing.

You are FIRING your current agent.

A broker of record letter instructs your insurance company (ex. Safeco, Travelers, Firemans Fund) that you are firing your current agent and authorizing ...</description>
		<link>http://blog.toroinsurance.com/?p=226</link>
			</item>
	<item>
		<title>Reruns Get Old</title>
		<description>My favorite show on television is NCIS.  I look forward to every Tuesday night sitting down with the family and watching a new episode.  Last night, it was another rerun. I hate repeats!  I understand why - they have to time their programs to end during "sweeps" and since shows ...</description>
		<link>http://blog.toroinsurance.com/?p=225</link>
			</item>
	<item>
		<title>Washington State Bank Hit with Class-Action Lawsuit</title>
		<description>Sterling Financial Corporation was hit with a lawsuit due to pension plan losses, according to the Kitsap Business Journal.  This is EXACTLY why you need an ERISA bond.  This is a coverage that protects the board of directors from lawsuits like this one.

Read the full story.

 </description>
		<link>http://blog.toroinsurance.com/?p=224</link>
			</item>
	<item>
		<title>Teleconference Tomorrow</title>
		<description>Risky Business: How to Minimize Risk and Maximize Profit

This one-hour teleconference will provide you with:

* Five steps to save money on your insurance today
* Questions you should be asking your insurance agent
* Strategies to avoid the traps when purchasing insurance
* Risk management strategies that are simple to implement
* Ways to ...</description>
		<link>http://blog.toroinsurance.com/?p=223</link>
			</item>
	<item>
		<title>Earthquake Redux</title>
		<description>I know I blogged on this recently but I just had a client ask me about the viability of earthquake insurance. Her questions was, "I don't feel we get much for the price we pay..."

My response...



	What do you expect to get in return? Earthquake insurance returns your investment in only ...</description>
		<link>http://blog.toroinsurance.com/?p=222</link>
			</item>
	<item>
		<title>How to Start 2010 Off the Right Way</title>
		<description>

What small businesses can  do right now to start 2010 with the upper hand?

Small businesses  notoriously overpay for their insurance due to lack of risk management  strategy.  If you were to commit to a strong approach to your  insurance, safety practices, risk management and forecasting, you would  be able to ...</description>
		<link>http://blog.toroinsurance.com/?p=221</link>
			</item>
	<item>
		<title>First Teleconference for 2010</title>
		<description>Upcoming Insurance Go2Guy Teleconference:
Friday, January 8, 2010 11:00 AM Pacific / 2:00 PM Eastern
All Teleconferences are recorded and an MP3 audio download will be e-mailed.
Risky Business: How to minimize risk and maximize profit
 
This one-hour teleconference will provide you with:
 


	 Five steps to save money on your insurance today
	Questions ...</description>
		<link>http://blog.toroinsurance.com/?p=220</link>
			</item>
	<item>
		<title>Homeowners Insurance</title>
		<description>What should you consider when looking for the right homeowners insurance?  Here are some thoughts off the top of my head...

Homeowners face a number of personal liability risks such as:


	Slip and falls (premises), including their own sidewalk if icy or wet 
	Liquor liability if guests leave their home after a ...</description>
		<link>http://blog.toroinsurance.com/?p=219</link>
			</item>
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