The Bull Stops Here Blog

Mother Teresa said, “We are not called to do great things. We are called to do little things with great love.”That favorite quote of mine came to mind this morning at my Rotary meeting. During our “Happy Bucks” segment, a fellow Rotarian (Tom) told the story of an employee (Steve) of his who had lost valuable memorabilia from his high school basketball days.

It seems that during our recent flooding, water got in his basement and ruined a video album that included memorable clips from his playing career.Tom went on to recount that somehow word got out and a fellow Rotarian named Michele took action. She had been a cheerleader at the time and also had a copy of this album, so she graciously gave Steve her copy, feeling that it was more valuable to him. Tom’s “happy buck” was in recognition of this kind act. Michele also received a small cake as a gift of gratitude as Tom works for a grocery store!

Here is a wonderful example of a “little thing” done with great love. These small acts of charity may not seem significant in the big picture, but I believe in the grand scheme of things, they are simply huge. It makes you wonder what would happen if we all strive to do more “little things” with great love in 2008. My guess is our corner of the world, and maybe the world itself, will be much improved for it.Happy New Year!

“No man is a failure, who has friends”.

These simple words written inside an old beat-up copy of “Tom Sawyer” that were presented to George Bailey speak volumes to us. If you’re at all familiar with the Christmas classic, “It’s a Wonderful Life” starring James Stewart and Donna Reed, you remember Clarence the Guardian Angel giving this present to Stewart’s character at the end of the movie. George Bailey had just been shown what life would have been like for his family and friends had he not been born. He came to find out that even though times were tough, he had led a life that impacted countless others.

I love this movie because it truly shows the value of each person. We all create a ripple effect in the world; impacting people around us in so many ways. Regardless of our vocation, the size of our family, or where we live, we are blessed to be able to touch someone else, even without knowing it. You might be a youth coach, a business associate, or even a supportive voice in difficult times. You play an important role to your family and friends and they in return play a great role to you.

Last Saturday, my wife Barb and I went out grocery shopping for the Christmas basket that out local St. Vincent DePaul Society puts together for needy families. It’s one of my favorite things to do during the Christmas season. We certainly don’t know the family of four we just provided Christmas dinner for, or why they are in the situation they are in. It doesn’t matter. What we come away with is the knowledge that in a very small way, we were able to give of ourselves that someone might be better off. It reminded me a little of another Christmas favorite, “A Christmas Carol”, when Ebeneezer Scrooge sends the prize turkey to the Cratchit family anonymously. “Mankind is our Business’, right?

Take a look at your life. See all the people who have made a difference you as well as those you have impacted. We don’t have the same chance as George Bailey to see what life would have been without us. However, we should always remember how fortunate we are, whether in good or bad times, that we have friends and family that love and care about us. Every day we have chances to be a positive source for someone. Let’s take every opportunity we have to accept those challenges.

After all, it is a wonderful life.

Merry Christmas!

Dan

That’s the first question in the Rotary 4-Way test. Having been a Rotarian for 14 years, I’ve come to lean on that question a lot.

Last week, former Senator George Mitchell produced his expose of the steroid and Human Growth Hormone (HGH) scandal that has rocked Major League Baseball. It named names; big ones. Over the weekend, news came out that one of those players, Andy Pettite admitted to taking HGH. Pettite has been a star pitcher for the New York Yankees and Houston Astros for many years. His name being linked to the scandal was a shock. The fact that he’s “coming clean” is very refreshing.

Mitchell’s report included Pettite for just a few pages and never linked him to steroids. Pettite acknowledges that he only used HGH back in 2000 for two days while recovering from injury. He was injected by the man who also “outed” potential Hall of Famer Roger Clemens. Clemens has been implicated in a much larger role for both steroids and HGH, which has put his once lock solid election into the Hall now in jeopardy.

What’s most refreshing about Pettite is that he didn’t waste any time confirming his use of HGH. At the time, it was not a banned substance, so in his mind he wasn’t breaking any rules. His sole purpose was to re-gain his health more quickly, and he had heard HGH could do this. The fact that he came out so quickly and corroborated the story, pledged his allegiance to the integrity of baseball, and issued no bitterness towards the report makes me believe him. That and the fact that Pettite has always been viewed as an upstanding guy only add credence to his statements.

This is in stark contrast to Clemens, who issued a tersely worded statement through his attorney that he never used steroids. The preponderance of evidence, plus the fact that Pettite’s story links the same trainer, makes one lean towards not believing Clemens. “The Rocket” is at an age that seems inconceivable that he his body has held out as it has. He has struggled with injuries over the past years and it makes one wonder what steps he would take to perhaps be considered the greatest pitcher to ever live. Now, regardless of whether you believe him or not, or whether there is any firm evidence, his name has been tarnished and sits alongside Barry Bonds with a mental asterisk next to it.

I don’t know Roger Clemens to judge his character. My gut feeling is he’s guilty. My gut also tells me Andy Pettite is a stand-up guy who wasted little time facing the music. The fact his name surfaced will quickly subside.

Think about the power of honesty in your world – personal and business. Have you ever dealt with people who have been, let’s say, less than forthright? How has that impacted you? The bottom line is that in the relationship driven world we will always live in, honesty is more than just the best policy. It’s the most important one.

P.S. Here’s another truth…you can save time, money, and frustration when bidding out your insurance. You can have an insurance consultant do the work for you. To learn more about how you can make your renewal easier, click here…

Here in the Pacific Northwest, we’ve been hit with devastating floods which closed businesses, destroyed homes, and even shut down a large stretch of Interstate 5 between Seattle and Portland. Stories abounded about businesses that had flooding issues.

One of my clients called concerned about whose policy would cover damage from backup of sewers into the building - the tenant’s or landlord’s. Our conversation quickly turned to whether coverage for that peril was even in place! Backup of sewer coverage is generally an additional coverage on property policies, but not always. It’s one of those bullet points in your proposal that can quickly be glossed over. Now is a great time to review your policy with your agent and ask to see if you have the coverage and for how much. Those that do may find a limits ranging from $10,000 to $25,000 to be standard. Make sure whatever you have is adequate to protect your business. You never know when you will need it for a rainy day!

P.S. Need to know other important questions to ask your agent? Join me in January when I interview Scott Simmonds and discuss the “7 Questions You Must Ask Your Insurance Agent Today“. It is the first of my 2008 Teleconference Series. To find out how you can join, click here…